OUR PRODUCTS

BRIDGE LOANS

Interim financing for propertiesthat need little or no rehab.They offer short-term financing with flexible terms, allowing investors to quickly acquire and quickly turn around for a profit, without lengthy approval processes associated with traditional mortgages.

  • Max 90% (LTV “As Is”)
  • 90% (LTC)
  • Up to 80% (LTV “As Repaired”)
  • 12 – 24 Month Loans
  • Up to 90% LTV on “as is” and up to 75% ARV
  • Loan Amount Up to $3 M

FIX-N-FLIP

Our fix N flip financing options are perfect for seasoned investors and beginners alikeThese Fix NFlip loans are specifically designed to provide financing for real estate investors who are purchasing properties with the intention of renovating and then selling them for a profit.

In addition to financing the purchase of the property, our Fix N Flip loans cover 100% of the renovation costs, enabling investors to complete their projects without relying on additional funding sources.

Our updated family of loan products better serves market expectations for our investors.

LOAN CRITERIA

Collateral: Non-Owner Occupied Single Family Properties, Condos, & Townhomes 1-4 units.In house construction management available.

Term: 12 Months to 24 Months, Interest only
Loan Amount: Up to – $3M
Max. Allowed Loan

Amount: As is – up to 75%

LTC: up to 92%
Leverage Based on

Experience: Documented experience in the past three years.

FIX-2-RENT

Our These Fix-2-Rent loans are specifically designed to provide financing for real estate investors who are purchasing properties with the intention of renting them out for recurring income.

In addition to financing the purchase of the property, our Fix-2-Rent loans cover 100% of the renovation costs, enabling investors to complete their projects quickly and start generating income.

LOAN CRITERIA

Collateral: Non-Owner Occupied Single Family Properties, Condos, & Townhomes 1-4 units.In house construction management available.

Term: 13-month, 19-month rehabperiod followed by 5-, 10-, or
30-year options for rental term, Interest only

Loan Amount: Up to – $3M
Max. Allowed Loan Amount: As is – up to 75%

LTC: up to 92%
Leverage Based on Experience: Documented experience in the past three years.

BUILD-2-RENT

Our These Fix-2-Rent loans are specifically designed to provide financing for real estate investors who are building with the intention of renting them out for recurring income.

In addition to financing the purchase of the property, our Fix-2-Rent loans cover 100% of the build costs, enabling investors to complete their projects quickly and start generating income.

LOAN CRITERIA

Collateral: Non-Owner Occupied Single Family Properties, Condos, & Townhomes 1-4 units.In house construction management available.

Term: 13-month, 19-month rehabperiod followed by 5-, 10-, or 30-year options for long term rental Loan Amount: Up to – $3M  Origination Fee: 1%+ Max. Allowed Loan

Amount: As is – up to 70% ARV

LTC: Up to 90%

Allowable Costs: Hard and soft costs directly related to thebuild can be financed. Costs that are notpart of the actual construction cannot befinanced (interest, loan fees, Realtor fees,etc.)

Leverage Based on Experience: Documented experience in the past three years.

LONG-TERM RENTAL LOANS

Smart, seasoned investors generate recurring monthly revenue through rental properties. Taking advantage of the best rental properties in your area requires fast access to funding, not only to purchase the property but to make the required repairs and capital improvements that allow you the greatest return on your investment.

INVESTOR ADVANTAGES: Approval based on the Property Cashflow and not your tax returns.
INTEREST RATE: Starts As Low As 7.5%
ORIGINATION POINTS: Varies 0-2.99%
NO EXPERIENCE REQUIRED
AS YOU GROW, WE CUSTOMIZE YOUR EXPERIENCE
Loan Amount: Up To 2 Million (up to 75% LTV)

Cross-Collateral allowed on 2 or more properties. Portfolio loans available on a case-by-case basis.

NEW CONSTRUCTION LOANS

Our land and construction loans are typically used to finance both the purchase of the land and the construction of a new property. Reach out to us to get the most up-to-date information on our loan programs, rates, and requirements. They will guide you through the application process and support you every step of the way.

Collateral: Non-Owner Occupied Single Family Properties, Condos, & Townhomes.

Term: 12 Months to 24 Months, Interest only

Loan Amount: Up to – $3M

Max. Allowed Loan Amount: As is – up to 75%

LTC: up to 90%

Allowable Costs: Hard and soft costs directly related to thebuild can be financed. Costs that are notpart of the actual construction cannot befinanced (interest, loan fees, Realtor fees,etc.)

Leverage Based on Experience: Documented experience in the past three years

COMMERCIAL LOANS

These loans are distinct from residential mortgages and are tailored to the unique needs and requirements of commercial real estate investments.

Commercial real estate loans may be used to finance various types of commercial properties, including office buildings, retail spaces, industrial properties, multifamily buildings, and more.

Commercial loan rates can vary depending on factors such as the property’s value and condition, the loan-to-value ratio, and market conditions. We offer commercial loans ranging from small to large amounts, depending on the specific needs of the borrower and the scope of the project.

Working closely with our lending professionals will help borrowers navigate the application process and secure financing that aligns with their investment objectives

KEY FEATURES:

  • Loan amounts up to 7.5M
  • Up to 85% LTV
  • Nationwide financing
  • First-time investors in commercial are welcome
  • Great for qualifying self-employed investors and small business owners

PROPERTY TYPES:

  • Apartment Complexes
  • Multi-family
  • Mixed use (Residential in nature)
  • and more

Join the Integra Funding Family

Ready to take your real estate investments to the next level? Partner with Integra Funding and experience the difference of working with a lender who truly understands and supports your vision. Contact us today to learn more about how we can help you unlock new opportunities and maximize your returns.